How to apply for a Florida general contractor license

Becoming a licensed general contractor is a significant step towards building a successful career in the construction industry. 

Whether you’re just starting out or looking to formalize your experience and skills, understanding the licensing process in Florida is crucial.

This guide will walk you through the requirements to apply for a Florida General Contractor License. You’ll learn the necessary steps to:

1. Research the licensing requirements in Florida. 
2. Meet the prerequisites, including education and work experience. 
3. Study for and pass the Florida General Contractor Exam.
4. Download and complete the application form.

Let’s dive in!

Understanding Florida’s specific licensing laws for general contractors

Florida’s laws ensure that contractors meet stringent requirements to protect consumers and maintain industry standards. Compliance with Florida regulations is mandatory for obtaining and maintaining a valid contractor license.

These laws involve:

• Licensing requirements.
• Financial responsibility and insurance.
• Special provisions depending on your trade.

Do you need a general contractor license in Florida?

In Florida, holding a valid general contractor license is necessary for performing certain types of construction work. Working without a license can lead to significant legal repercussions, including fines and project shutdowns. The licensing process verifies that the contractor meets Florida licensing requirements and complies with state regulations.

Projects requiring a general contractor license include:

• New residential or commercial construction.
• Major renovations or additions.
• Structural repairs and alterations.

In contrast, here are some projects that don’t require a general contractor license:

• Minor cosmetic work.
• Painting and landscaping.
• Small-scale repairs under a specific cost threshold.

How to apply for your general contractor license

1. Ensure you meet all educational and work experience prerequisites.
2. Download and complete the Florida State Construction Examination Application.
3. Submit the completed application and await approval to sit for the exams.
4. Pass the general contract administration, project management, and business and finance exams.
5. Download and complete the post-exam application packet.
6. Provide additional documentation, such as proof of education and experience.
7. Undergo a background check, including fingerprinting.
8. Secure general liability and property damage insurance.
9. Obtain workers’ compensation insurance or apply for an exemption.
10. Submit your complete application to the Florida licensing board.

Download and complete the Florida state construction examination application

1. Visit the DBPR site to access the Florida State Construction Examination Application.
2. Fill out all required fields, including personal details and proof of experience.
3. Attach necessary supporting documents.
4. Pay the fees, which vary depending on when you apply. For example, a certified license application fee is $249 if applying between May 1 of an even year and August 31 of an odd year​.
5. Submit the application online or by mail to the address provided.

Download and complete the application packet post-exam

1. Visit the DBPR site to download the post-exam application packet.
2. Complete the packet with accurate and updated information.
3. Attach the exam pass confirmation and other required documentation.
4. Submit the completed packet online or directly to the DBPR office in Tallahassee.

Provide additional documentation for application

Provide additional documentation, such as:

• General liability insurance (minimum $300,000 coverage).
• Worker’s compensation insurance if you have employees.
• Proof of financial responsibility.

This proof must be accurate and sourced from recognized institutions or verified records. This includes official transcripts, detailed work experience letters, and certified credit reports.

Undergo a background check including fingerprinting

A background check ensures that applicants have no significant legal issues that could affect their suitability for holding a general contractor license. The process includes fingerprinting and a review of the applicant’s criminal history.

Secure general liability and property damage insurance

General liability and property damage insurance are crucial for protecting the contractor and clients against potential losses. Florida requires minimum coverage amounts, which must be maintained throughout the contractor’s career.

Secure workers’ compensation insurance or obtain an exemption

Workers’ compensation insurance is mandatory for general contractors in Florida unless they qualify for an exemption. This insurance provides coverage for workers in case of injuries or accidents on the job.

What are the requirements for obtaining a Florida general contractor license?

Obtaining a Florida general contractor license involves meeting several requirements, including education, work experience, and passing various exams. 

General contractor requirements

You must:

• Be at least 18 years old.
• Hold a valid Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN).
• Be a U.S. citizen or legal resident.
• Have no convictions of disqualifying offenses.
• Demonstrate financial stability with a credit score of at least 660, or obtain a surety bond if your score is lower​.
• Show proof of four years of experience in the construction industry, or a combination of college education and practical experience totaling four years​.
• Undergo a background check including fingerprinting. Submit your fingerprints electronically through an approved vendor at least five days before submitting your application.

Areas of construction that satisfy GC experience requirements

• Residential building.
• Commercial construction.
• HVAC.
• Plumbing.

General contract administration exam

The general contract administration exam covers topics related to: 

• Managing construction contracts.
• Ensuring compliance with Florida law.
• Understanding the roles and responsibilities of a general contractor.

General project management exam

This exam focuses on project management principles, including planning, scheduling, and overseeing construction projects to ensure they meet client specifications and regulatory requirements.

Business and finance exam

Understanding business and finance principles is crucial for general contractors. This exam tests knowledge in areas such as accounting, financial management, and business operations.

Types of general contractor license in Florida

Florida offers two main types of general contractor licenses: the certified general contractor license and the registered general contractor license. 

Certified general contractor license

• Statewide recognition, meaning you have the ability to work anywhere in Florida.
• Example certified licenses include General Contractor, Building Contractor, Residential Contractor, Electrical Contractor, and Plumbing Contractor.

Registered general contractor license

• Limited to local jurisdictions, meaning you only receive recognition by specific municipalities.

How much does a general contractor license in Florida cost?

A Florida general contractor license will run you upwards of $600, due to the:

• Application fee: Typically ranges from $145 to $245 depending on when you apply. Applying during odd years may have different fees compared to even years.
• Examination fee: Costs around $135 for each part of the exam (there are three parts).
• Additional costs: Includes fingerprinting, background checks, and obtaining the necessary insurance. The fingerprinting fee is approximately $56.25, and the insurance costs vary based on the coverage you choose. 

How to prepare for your general contractor exam in Florida

Effective preparation is key to passing the general contractor exam. Developing a structured study routine and choosing the right study environment can significantly improve your chances of success.

Create a study routine

• Set a consistent study schedule.
• Break down study material into manageable parts.
• Include regular review sessions.

Study in the right environment

• Choose a quiet, distraction-free space.
• Ensure good lighting and a comfortable seating arrangement.
• Keep study materials organized and within reach.

Key takeaways

Overall, here’s what you need to do to obtain your Florida general contractor license:

• Understand and meet Florida’s specific licensing requirements.
• Complete all necessary steps in the application process.
• Provide accurate and comprehensive documentation.
• Prepare thoroughly for the required exams.

If you manage to tackle each of these takeaways effectively, you’ll be licensed and profiting off of jobs in no time.

How to apply for a Florida general contractor license FAQs

What happens if my general contractor license expires?

If your general contractor license expires, you must renew it promptly to avoid penalties. Renewal involves submitting an application, paying fees, and providing proof of continuing education if required.

Does Florida reciprocate general contractor licenses?

Florida has reciprocity agreements with certain states, allowing contractors licensed elsewhere to obtain a Florida license. Verify reciprocity details with the Florida licensing authority.

Can you get a license without experience in Canada?

In Canada, the process for obtaining a general contractor license generally requires some level of experience or education, although specific requirements can vary by province.